Vantage Score rates credit from 501 to 990, giving each individual a letter grade ranging from A to F.  The benefits the Vantage Score system offers over the FICO system seems to be largely illusory.  It is speculated that Vantage will likely coexist alongside FICO for many years to come.  For more information about Vantage:  http://credit.about.com/od/vantagescore/a/vantage-score-overview.htm